[If you are an investor who makes more than the income limit for contributions to a Roth IRA - this MAY be for you!]   Many people have Roth IRA’s that they opened in the late 1990′s.  For some, they have been unable to contribute to their Roth IRA since then, due to income limits.  [...]

  There has never been a better time to be invested in residential real estate…..NEVER   While the blood runs in the streets, now is the time to get top dollar guaranteed returns for your 401K. But you don’t own the property, you own the mortgage. And if you are not as stupid as the [...]

INTRODUCTION Among the three major habitats of the biosphere, the marine realm which covers 70% of the earth’s surface provides the largest inhabitable space for living organisms. The study of marine bacterial diversity is important in order to understand the community structure and pattern of distribution (Surajit Das et al 2006). For many years, [...]